Equity Based Analysis > Ratios > Ratio List > Spread (bps) |
Financial institutions use foreign funds for local crediting activities. This item shows the difference between the cost of the funds and the yield on interest earning assets.
Calculation:
Spread = (Yield on Interest Earning Assets - Cost of Funds) / (1+ Cost of Funds)
This item shows the difference between the cost of the funds and the yield on interest earning assets (excluding Cash and Central Bank)
Calculation:
Spread (excl. Cash & CB) = (Yield on Interest Earning Assets (excl. Cash & CB) - Cost of Funds) / (1+ Cost of Funds)